The secret behind The Secret
Have you ever asked yourself:
1. Why do some ignorant people become wealthy while many brilliant people remain poor?
2. Why do many people work very hard and are broke while a few work effortlessly and earn millions?
If you're like me, you've spent the better part of your life trying to figure out how to create more income. Maybe not billions or even millions of dollars, but most everyone I know would like to provide more for their family and security for themselves.
I can't count the number of books I've read on the subject or the dollars I've spent on audio tapes, CDs and seminars. I've been confused when two apparently credible teachers gave conflicting advice. I've been frustrated and distraught when I seemingly followed step by step the teachings of the latest guru only to fail miserably. I've been discouraged and depressed when it appeared that I'd never find the true means to achieve what I sought for me and my family.
To finally discover a method of creating wealth that was based on precise scientific laws and eternal truths was literally a dream come true.
It all started with a program I was introduced to by Bob Proctor, but more on that in a minute.
The back story, as it were, is just as interesting. Because Australian filmmaker Rhonda Byrne was so influenced by the very same teaching that changed my life, that she conceived of and then produced the mega-successful DVD and subsequent book of "The Secret."
It's all based on a "little green book" that's more than 100 years old (no, it's not "As A Man Thinketh," but you'll see many of the same principles at work).
We've posted a four minute video that is well worth watching. You can get the video and "the rest of the story" right here...
As always, thanks for supporting our site :-)
Vic JohnsonFor My Daily Insights
P.S. Stop and think about it. If there's a science for just about everything in the world you can think of, then why shouldn't there be a science for getting rich. That was the first thought I had after I listened to my first lesson. And I can't begin to tell you how excited I got after I realized that not only was that true -- but I had been handed the exact formula that the science was based on. Can I pass the formula on to you? Learn more here...
Sent to you as a courtesy of...
Your friends at AsAManThinketh.netFor a free eBook of James Allens classic:http://www.AsAManThinketh.net
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Wednesday, July 11, 2007
yahoo
Yahoo! Shortcuts: Illumination @ the Point of InspirationStaying focused on a task at hand in a world of information overload is really challenging these days. Every piece of information is an opportunity to disrupt my flow. I often find myself reading an article and asking questions like, "Where is Solihull?" or "What does 'ARM' stand for?" Then, I proceed on a 45 minute search to find answers, only to return asking myself again, "Where did all my time go and what was I looking for anyways?"
To solve this problem for me and a few hundred million users Reiner Kraft and his engineering team -- folks who have been researching these types of problems for years -- developed Yahoo! Shortcuts to make the vision of delivering relevant content and services at the point of inspiration a reality. You may have seen the post on the precursor to Yahoo! Shortcuts, Y!Q.
At the beginning of the year we worked with the Yahoo! Mail team to launch Yahoo! Shortcuts for mail. I knew we had something interesting when it passed the "wife-test" (my wife serves as a great barometer for whether a feature is actually useful). A few weekends ago we were headed into the city for a concert and my wife's friend had forwarded her the venue address. I glanced over to find that Yahoo! Shortcuts had detected the location and provided the exact cross-streets for the venue in a map similar to the one below. There was no need for her to pull-up a new browser window, navigate to a maps site, then copy and paste the address. It was all right there for her in this mini-map without her ever leaving the email.
It didn't stop with Yahoo! Mail. Yahoo! Finance and parts of Yahoo! Travel also rolled out Yahoo! Shortcuts. Whether reading up on financial information or planning a vacation, the shortcuts offer added details in various online searches. And, most recently, Yahoo! News has also rolled out the shortcuts (many thanks to Rob Hall and the entire Yahoo! News team).
So, when you're reading a story on Yahoo! News and have no idea where Solihull is (myself included), or you just want to know more about what the Federal Reserve Board does, Y! Shortcuts can provide you with the quick answers you're looking for.
Whenever a jagged underline appears under a term, such as 'Federal Reserve' in the story below, simply click on it to see contextually relevant content in related news, photos, videos, web search results, maps, and more. If you know what type of content you want, just mouse over the term for a menu of options.
Yahoo! Shortcuts is about providing users with the information desired at the precise moment they want it -- from instant satisfaction of a passing curiosity to the ability to gain a deeper understanding of current events.
We are just getting started with Yahoo! Shortcuts and, as always, we welcome your feedback in the comments below. Which websites would you like to see Yahoo! Shortcuts deployed to? Any ideas for what content we could include in Yahoo! Shortcuts that would make you say "Wow!"? The floor is open.
Ariel SeidmanYahoo! Search
To solve this problem for me and a few hundred million users Reiner Kraft and his engineering team -- folks who have been researching these types of problems for years -- developed Yahoo! Shortcuts to make the vision of delivering relevant content and services at the point of inspiration a reality. You may have seen the post on the precursor to Yahoo! Shortcuts, Y!Q.
At the beginning of the year we worked with the Yahoo! Mail team to launch Yahoo! Shortcuts for mail. I knew we had something interesting when it passed the "wife-test" (my wife serves as a great barometer for whether a feature is actually useful). A few weekends ago we were headed into the city for a concert and my wife's friend had forwarded her the venue address. I glanced over to find that Yahoo! Shortcuts had detected the location and provided the exact cross-streets for the venue in a map similar to the one below. There was no need for her to pull-up a new browser window, navigate to a maps site, then copy and paste the address. It was all right there for her in this mini-map without her ever leaving the email.
It didn't stop with Yahoo! Mail. Yahoo! Finance and parts of Yahoo! Travel also rolled out Yahoo! Shortcuts. Whether reading up on financial information or planning a vacation, the shortcuts offer added details in various online searches. And, most recently, Yahoo! News has also rolled out the shortcuts (many thanks to Rob Hall and the entire Yahoo! News team).
So, when you're reading a story on Yahoo! News and have no idea where Solihull is (myself included), or you just want to know more about what the Federal Reserve Board does, Y! Shortcuts can provide you with the quick answers you're looking for.
Whenever a jagged underline appears under a term, such as 'Federal Reserve' in the story below, simply click on it to see contextually relevant content in related news, photos, videos, web search results, maps, and more. If you know what type of content you want, just mouse over the term for a menu of options.
Yahoo! Shortcuts is about providing users with the information desired at the precise moment they want it -- from instant satisfaction of a passing curiosity to the ability to gain a deeper understanding of current events.
We are just getting started with Yahoo! Shortcuts and, as always, we welcome your feedback in the comments below. Which websites would you like to see Yahoo! Shortcuts deployed to? Any ideas for what content we could include in Yahoo! Shortcuts that would make you say "Wow!"? The floor is open.
Ariel SeidmanYahoo! Search
Yahoo! Shortcuts: Illumination @ the Point of InspirationStaying focused on a task at hand in a world of information overload is really challenging these days. Every piece of information is an opportunity to disrupt my flow. I often find myself reading an article and asking questions like, "Where is Solihull?" or "What does 'ARM' stand for?" Then, I proceed on a 45 minute search to find answers, only to return asking myself again, "Where did all my time go and what was I looking for anyways?"
To solve this problem for me and a few hundred million users Reiner Kraft and his engineering team -- folks who have been researching these types of problems for years -- developed Yahoo! Shortcuts to make the vision of delivering relevant content and services at the point of inspiration a reality. You may have seen the post on the precursor to Yahoo! Shortcuts, Y!Q.
At the beginning of the year we worked with the Yahoo! Mail team to launch Yahoo! Shortcuts for mail. I knew we had something interesting when it passed the "wife-test" (my wife serves as a great barometer for whether a feature is actually useful). A few weekends ago we were headed into the city for a concert and my wife's friend had forwarded her the venue address. I glanced over to find that Yahoo! Shortcuts had detected the location and provided the exact cross-streets for the venue in a map similar to the one below. There was no need for her to pull-up a new browser window, navigate to a maps site, then copy and paste the address. It was all right there for her in this mini-map without her ever leaving the email.
It didn't stop with Yahoo! Mail. Yahoo! Finance and parts of Yahoo! Travel also rolled out Yahoo! Shortcuts. Whether reading up on financial information or planning a vacation, the shortcuts offer added details in various online searches. And, most recently, Yahoo! News has also rolled out the shortcuts (many thanks to Rob Hall and the entire Yahoo! News team).
So, when you're reading a story on Yahoo! News and have no idea where Solihull is (myself included), or you just want to know more about what the Federal Reserve Board does, Y! Shortcuts can provide you with the quick answers you're looking for.
Whenever a jagged underline appears under a term, such as 'Federal Reserve' in the story below, simply click on it to see contextually relevant content in related news, photos, videos, web search results, maps, and more. If you know what type of content you want, just mouse over the term for a menu of options.
Yahoo! Shortcuts is about providing users with the information desired at the precise moment they want it -- from instant satisfaction of a passing curiosity to the ability to gain a deeper understanding of current events.
We are just getting started with Yahoo! Shortcuts and, as always, we welcome your feedback in the comments below. Which websites would you like to see Yahoo! Shortcuts deployed to? Any ideas for what content we could include in Yahoo! Shortcuts that would make you say "Wow!"? The floor is open.
Ariel SeidmanYahoo! Search
To solve this problem for me and a few hundred million users Reiner Kraft and his engineering team -- folks who have been researching these types of problems for years -- developed Yahoo! Shortcuts to make the vision of delivering relevant content and services at the point of inspiration a reality. You may have seen the post on the precursor to Yahoo! Shortcuts, Y!Q.
At the beginning of the year we worked with the Yahoo! Mail team to launch Yahoo! Shortcuts for mail. I knew we had something interesting when it passed the "wife-test" (my wife serves as a great barometer for whether a feature is actually useful). A few weekends ago we were headed into the city for a concert and my wife's friend had forwarded her the venue address. I glanced over to find that Yahoo! Shortcuts had detected the location and provided the exact cross-streets for the venue in a map similar to the one below. There was no need for her to pull-up a new browser window, navigate to a maps site, then copy and paste the address. It was all right there for her in this mini-map without her ever leaving the email.
It didn't stop with Yahoo! Mail. Yahoo! Finance and parts of Yahoo! Travel also rolled out Yahoo! Shortcuts. Whether reading up on financial information or planning a vacation, the shortcuts offer added details in various online searches. And, most recently, Yahoo! News has also rolled out the shortcuts (many thanks to Rob Hall and the entire Yahoo! News team).
So, when you're reading a story on Yahoo! News and have no idea where Solihull is (myself included), or you just want to know more about what the Federal Reserve Board does, Y! Shortcuts can provide you with the quick answers you're looking for.
Whenever a jagged underline appears under a term, such as 'Federal Reserve' in the story below, simply click on it to see contextually relevant content in related news, photos, videos, web search results, maps, and more. If you know what type of content you want, just mouse over the term for a menu of options.
Yahoo! Shortcuts is about providing users with the information desired at the precise moment they want it -- from instant satisfaction of a passing curiosity to the ability to gain a deeper understanding of current events.
We are just getting started with Yahoo! Shortcuts and, as always, we welcome your feedback in the comments below. Which websites would you like to see Yahoo! Shortcuts deployed to? Any ideas for what content we could include in Yahoo! Shortcuts that would make you say "Wow!"? The floor is open.
Ariel SeidmanYahoo! Search
The Yahoo! Search Blog team
Yahoo! Go for Mobile 2.0 and oneSearch Expand Mobile Search ExperienceAs you may have heard already, this week our Connected Life team has taken Go for Mobile 2.0 GA in the US and further expanded Yahoo! oneSearch into Asia with six new carrier partnerships.
Now ready for primetime, the new version of Yahoo! Go 2.0 and the access to localized beta versions in 13 countries will be available today, expanding to more than 200 different mobile phones in the U.S. by the end of July and more than 400 by end of year. Helping to broaden the adoption of the mobile Internet, the team has included a few new enhancements in this version, including increased speed, better e-mail, more powerful maps, easier navigation and better mobile search results.
Further expanding the mobile search experience is the recent development coming out of Yahoo! oneSearch this week. Yahoo! has now signed partnership agreements with six major mobile operators across Asia to distribute oneSearch, reaching nearly 100 million new subscribers. Since its beta launch in January and Asia launch in May, we've listened to all the great feedback from our users and have constantly worked to improve performance, make navigation easier and increase local relevance -- all with the goal of giving consumers better search results and instant answers.
Dave Ko, VP and GM of Yahoo!'s Connected Life division in Asia, just announced these partnerships and the rollout of the new version of Go 2.0 at CommunicAsia 2007 in Singapore. You can take a look at his conference recap and the details of the recent oneSearch expansion here.
Paul YiuYahoo! Search
Yahoo! Go for Mobile 2.0 and oneSearch Expand Mobile Search ExperienceAs you may have heard already, this week our Connected Life team has taken Go for Mobile 2.0 GA in the US and further expanded Yahoo! oneSearch into Asia with six new carrier partnerships.
Now ready for primetime, the new version of Yahoo! Go 2.0 and the access to localized beta versions in 13 countries will be available today, expanding to more than 200 different mobile phones in the U.S. by the end of July and more than 400 by end of year. Helping to broaden the adoption of the mobile Internet, the team has included a few new enhancements in this version, including increased speed, better e-mail, more powerful maps, easier navigation and better mobile search results.
Further expanding the mobile search experience is the recent development coming out of Yahoo! oneSearch this week. Yahoo! has now signed partnership agreements with six major mobile operators across Asia to distribute oneSearch, reaching nearly 100 million new subscribers. Since its beta launch in January and Asia launch in May, we've listened to all the great feedback from our users and have constantly worked to improve performance, make navigation easier and increase local relevance -- all with the goal of giving consumers better search results and instant answers.
Dave Ko, VP and GM of Yahoo!'s Connected Life division in Asia, just announced these partnerships and the rollout of the new version of Go 2.0 at CommunicAsia 2007 in Singapore. You can take a look at his conference recap and the details of the recent oneSearch expansion here.
Paul YiuYahoo! Search
Flickr-izing Image Search
Whether you're planning a vacation to Italy and want a preview of some of the sights in Rome like Piazza di Spagna or The Vatican, doing a horticultural homework assignment on heirloom tomatoes, or perhaps seeing what food at the French Laundry restaurant in Napa Valley, California looks like, Yahoo! Image Search is the starting point for many of you out there. Now when you use Yahoo! Image Search, in addition to the billions of images we crawl from the Web, you've got access to over 300 million images from the amazing community of photographers on Flickr.
We had a of couple objectives for this integration. First, we wanted to ensure that we respected the contributions from the Flickr community and give credit where credit is due. Results from Flickr are attributed to the photographer with a 'by membername on Flickr' attribution. As usual, clicking on the thumbnail takes you to the photo. And clicking on the photographer's name sends you to their photo stream so you can see their public photos.
Second, we wanted to build a scalable integration that surfaced the freshest, most relevant content from Flickr. As a result, we've built this integration via a direct feed versus an API, ensuring timely results for your image queries, including any modifications or additions that are made in Flickr.
This integration brings another layer of relevance, freshness and, dare we say, beauty to our Image Search. And it's only the beginning. Please let us know what's working for you and what you'd like to see in future integrations in the comments below.
UPDATE: Thanks for your comments, guys. With regard to your privacy concerns, yes there is an opt-out option. Just as you can select how your images are viewed within the Flickr community, you can also choose which images are omitted from Yahoo! Image Search and other search engines. For details on the different layers of privacy within Flickr, take a look at the privacy page.
Ujwal TickooYahoo! Search, Sr. Product Manager
Whether you're planning a vacation to Italy and want a preview of some of the sights in Rome like Piazza di Spagna or The Vatican, doing a horticultural homework assignment on heirloom tomatoes, or perhaps seeing what food at the French Laundry restaurant in Napa Valley, California looks like, Yahoo! Image Search is the starting point for many of you out there. Now when you use Yahoo! Image Search, in addition to the billions of images we crawl from the Web, you've got access to over 300 million images from the amazing community of photographers on Flickr.
We had a of couple objectives for this integration. First, we wanted to ensure that we respected the contributions from the Flickr community and give credit where credit is due. Results from Flickr are attributed to the photographer with a 'by membername on Flickr' attribution. As usual, clicking on the thumbnail takes you to the photo. And clicking on the photographer's name sends you to their photo stream so you can see their public photos.
Second, we wanted to build a scalable integration that surfaced the freshest, most relevant content from Flickr. As a result, we've built this integration via a direct feed versus an API, ensuring timely results for your image queries, including any modifications or additions that are made in Flickr.
This integration brings another layer of relevance, freshness and, dare we say, beauty to our Image Search. And it's only the beginning. Please let us know what's working for you and what you'd like to see in future integrations in the comments below.
UPDATE: Thanks for your comments, guys. With regard to your privacy concerns, yes there is an opt-out option. Just as you can select how your images are viewed within the Flickr community, you can also choose which images are omitted from Yahoo! Image Search and other search engines. For details on the different layers of privacy within Flickr, take a look at the privacy page.
Ujwal TickooYahoo! Search, Sr. Product Manager
Permalink Comments (5) Bookmark del.icio.us digg Filed In: Search June 28, 2007It's Summer Time -- Happy TravelsSummer is in full swing, and it's getting harder and harder to focus on work. My mind constantly wanders off to possible destinations for my next vacation. I'm thinking a two-week European getaway -- Barcelona for the architecture, Provence and French Riviera for some great food and relaxation by the beach and finally London for some shopping and Broadway shows.
It's getting easier than ever to plan a vacation with the help of Yahoo! Search. Whether you're a budget traveler or a luxury traveler, you can quickly find the right hotel. After a quick search using 'Hotels Barcelona,' prices look pretty affordable.
But for me, I'm somewhere in the middle. I can't rough it in hostels but I'm also not willing to pay premium prices for a 5 star hotel. So, I started by checking the 4 star hotels that came up in my Yahoo! Shortcuts results, hoping to find something nice for around $150. Thanks to Yahoo! Travel, the narrowed results gave me the photos, reviews and prices all in one place, which makes the process of choosing a hotel much easier.
Another great way to save time is to go with a trusted name. For the London portion of my trip, I searched for 'Hilton London' in Yahoo! Search and came up with this helpful Shortcut.
The third option I clicked on looks pretty promising -- near a Tube stop, good user ratings, almost within desired price range, and the photos look great!
Two searches on Yahoo! Search and I've knocked out two major destinations on my list. Now, I just need to get a feel for Provence and the French Riviera. My vacation planning is coming along nicely!
Wherever your travels may take you -- Shanghai, Florence, or New York -- try finding the perfect hotel for your next trip on Yahoo! Search. Try hotels Shanghai, hotels Florence or hotels New York.
Happy travels!
Lingxian DingYahoo! Search
It's getting easier than ever to plan a vacation with the help of Yahoo! Search. Whether you're a budget traveler or a luxury traveler, you can quickly find the right hotel. After a quick search using 'Hotels Barcelona,' prices look pretty affordable.
But for me, I'm somewhere in the middle. I can't rough it in hostels but I'm also not willing to pay premium prices for a 5 star hotel. So, I started by checking the 4 star hotels that came up in my Yahoo! Shortcuts results, hoping to find something nice for around $150. Thanks to Yahoo! Travel, the narrowed results gave me the photos, reviews and prices all in one place, which makes the process of choosing a hotel much easier.
Another great way to save time is to go with a trusted name. For the London portion of my trip, I searched for 'Hilton London' in Yahoo! Search and came up with this helpful Shortcut.
The third option I clicked on looks pretty promising -- near a Tube stop, good user ratings, almost within desired price range, and the photos look great!
Two searches on Yahoo! Search and I've knocked out two major destinations on my list. Now, I just need to get a feel for Provence and the French Riviera. My vacation planning is coming along nicely!
Wherever your travels may take you -- Shanghai, Florence, or New York -- try finding the perfect hotel for your next trip on Yahoo! Search. Try hotels Shanghai, hotels Florence or hotels New York.
Happy travels!
Lingxian DingYahoo! Search
Yahoo! A look inside the world of search from the people at Yahoo!
The "Buzz" on Fourth of JulyOccasionally, I'm a stickler for details. With Independence Day approaching, I thought it would be cool to recreate the first celebration. So, I made a list. Break free from Britain. Have a bonfire on my lawn. Clear my driveway for horse-drawn floats. Stock the feast rum, salted meat, fish, and more rum. Persuade New York to release all its debtors from prison.
Well, I don't have a driveway, so I'm celebrating the new-fangled American way with picnics, parades and, naturally, pyrotechnics.
Enthusiasm for fireworks though, seems a little mixed and it's not because the Fourth falls on a hump day this year. As we noted in our annual Buzz log nod to the Fourth, anticipation for the Fourth of July in the past six months has been 30% higher than in 2006. Yet, recent "fireworks" look-ups are a full 33% lower than last year.
However, tally up all those DIY queries for fireworks stores and specific sellers like phantom fireworks, and the numbers show that interest in our grand explosive tradition hasn't necessarily fizzled out. Yes, guys still tend to be the primary pyros, driving six out of 10 searches. Not that I can prove it, but I suspect it's the boys responsible for all the homemade fireworks searches.
The Buzz has also been tracking a surge for pies. For the most part, apple has been the filling of choice in Search... but we've had a last-minute upset. No, I dare not impugn the wholesome pomaceous fruit and its role in the most American of delicacies, but in the past week, key lime pie has squeezed past to get to the top of the pie heap. And yes, cherry pie is still staying strong in the mix.
As for the heart and soul of July Fourth, I'm happy to report that the patriotic spirit is alive and well. We've tracked searches that look into historical figures and places, clothing and tattoos, decorating the homestead and making crafts, and how to sing songs and recite poetry that shows our love of the motherland. Interestingly, public interest in the Patriot Act picked up noticeably in June. Curiosity and debate about Patriot Act summary, Patriot Act pros and cons and the like shows how Search has become part of the democratic process, and underscores how we the citizenry continue to involve ourselves in the workings of our republic.
However you choose to declare your independence, you won't be alone. Happy Fourth of July.
Vera ChanSenior Buzz Team EditorYahoo! Search
The "Buzz" on Fourth of JulyOccasionally, I'm a stickler for details. With Independence Day approaching, I thought it would be cool to recreate the first celebration. So, I made a list. Break free from Britain. Have a bonfire on my lawn. Clear my driveway for horse-drawn floats. Stock the feast rum, salted meat, fish, and more rum. Persuade New York to release all its debtors from prison.
Well, I don't have a driveway, so I'm celebrating the new-fangled American way with picnics, parades and, naturally, pyrotechnics.
Enthusiasm for fireworks though, seems a little mixed and it's not because the Fourth falls on a hump day this year. As we noted in our annual Buzz log nod to the Fourth, anticipation for the Fourth of July in the past six months has been 30% higher than in 2006. Yet, recent "fireworks" look-ups are a full 33% lower than last year.
However, tally up all those DIY queries for fireworks stores and specific sellers like phantom fireworks, and the numbers show that interest in our grand explosive tradition hasn't necessarily fizzled out. Yes, guys still tend to be the primary pyros, driving six out of 10 searches. Not that I can prove it, but I suspect it's the boys responsible for all the homemade fireworks searches.
The Buzz has also been tracking a surge for pies. For the most part, apple has been the filling of choice in Search... but we've had a last-minute upset. No, I dare not impugn the wholesome pomaceous fruit and its role in the most American of delicacies, but in the past week, key lime pie has squeezed past to get to the top of the pie heap. And yes, cherry pie is still staying strong in the mix.
As for the heart and soul of July Fourth, I'm happy to report that the patriotic spirit is alive and well. We've tracked searches that look into historical figures and places, clothing and tattoos, decorating the homestead and making crafts, and how to sing songs and recite poetry that shows our love of the motherland. Interestingly, public interest in the Patriot Act picked up noticeably in June. Curiosity and debate about Patriot Act summary, Patriot Act pros and cons and the like shows how Search has become part of the democratic process, and underscores how we the citizenry continue to involve ourselves in the workings of our republic.
However you choose to declare your independence, you won't be alone. Happy Fourth of July.
Vera ChanSenior Buzz Team EditorYahoo! Search
Tuesday, January 30, 2007
How 38 years old widower be come a millionaire
you can make it in this information age. if you take possitive steps now!!! congratulations !!!
"God gave us the internet that who sever understand the internet will not die of poverty but shall make a living online 24 hours a day , 7 days a week and 365 days a year through out his or our days on this planet." Aniefiok Ukang (CSP) 2005, See online Invesatment Guide.
It is wondeful and surprising to have discover that a widower can become a millioanire in this information age. here the full story of how a widower become a millionaire at the age of 38 years old. and this is a prove point that you too can become a millionaire in this life if you focus and continue to work hard.
Here the details in a nutshare for you to read it and inspired.
Daren Fike 38-year old widower's good financial sense positions him well for the future.
By Christian Zappone, CNNMoney.com staff writer on January 29 2007: 3:14 PM EST
NEW YORK (CNNMoney.com) -- Daren Fike, a business analyst in Colorado Springs, Colo., had always been a saver and a planner.
When his wife Christie passed away suddenly from leukemia in 2003, however, Daren's goals shifted and spending time with his daughter Melody, who was 16 months old at the time, became a priority.
Daren Fike, 38, with daughter Melody, 4, at home with the notebooks.
How much you have intaxable accounts:
How much you will save annually: $
How much you have in 401(k)s and IRAs:$
How much you will save annually:$
assumes 8% of annual return
Millionaires in the Making
Tell us your story
Are you on your way? Millionaires in the Making are smart about choosing investments and they get a kick out of socking away money. To be considered for feature, tell us more about your saving strategies and goals. (more)
Millionaire profiles
Millionaires in the Making: The Marchbanks
Matt and Lori have managed to build $300,000 together just a few years out of college, and not by cutting back on life's pleasures. (more)
The Martins: Millionaires in the Making
Jeff and Jet enjoy the world while planning for the future. (more)
Millionaires in the Making: The Johnsons
Matt says he's squandered his money on cars and even a tattoo. But with wife Kristina's discipline, the couple is on their way to financial security. (more)
The father and daughter live 40 miles from Denver, in Colorado Springs, in a house surrounded by 5 acres of land. They have a horse, Cricket, that Daren is just beginning to teach Melody to ride.
"My wife was big into horses," said Fike. "She showed them [competitively]."
They bought their home in 1998 for $199,000 with a 30-year, 7 percent fixed mortgage. In 2003, Fike refinanced to a 15-year, 5.125 percent fixed mortgage.
Fike makes payments on a bi-weekly basis and today owes $124,000 on his home. Fike thinks he can have it paid off by 2012.
Fike's annual income, with death benefits from his wife's previous employer as well as Social Security survivor benefits, hovers around $100,000.
Fike contributes 12 percent of his salary to his 401(k) plan.
His employer, Great Western, contributes another 4 percent in a company match. Fike is fully funding his Roth IRA at $4,000 a year, which has $42,000. He puts $3,000 per year into his taxable Fidelity Brokerage account, which totals $84,000.
Additionally, he has more than $98,000 in two 401(k) accounts - the second one holding funds from a rollover. Fike also has almost $32,000 in mutual funds and $34,000 in an annuity.
All told, Fike has about $290,000 socked away for retirement. He also has $24,000 in an emergency fund earning 5 percent interest with online bank Emigrant Direct.
"In one of my accounts somewhere I have the first dollar I was ever given. It was a dollar I received when I was first born," said Fike, who credits his parents for emphasizing how important saving is.
It's not just Fike's prudent choices but his lifelong saving habits that aid him.
The Notebooks.
For years Daren has kept track of his every expenditure in little notebooks. Every 15 days, which coincide with his pay, he totals the amounts. At that time, anything left over in his checking account goes immediately into his savings. The idea is to never have any money left in his checking account at the end of the 15 day period.
When he was in the Air Force, he says, his friends called it the "Fike Strategy."
Fike said he tried to use personal finance software like Quicken but found it too time consuming. "But spending $1.50 every 2 or 3 years for a notebook? It's portable, too."
The simplicity of Daren's financial philosophy extends to his choice in credit cards, too.
Fike has used a Discover Card since he was in college. "I've never paid one penny in interest on the card. When I put everything on that card, I'm getting about $300 back."
Having a 40 mile commute and knowing that gas would be a consistent expense, Fike switched to the type of Discover card that gives 5 percent back on gas.
Fike looks to shave costs off in other areas, too. He makes certain his car isn't carrying any extra weight in its trunk to save gas.
His 1997 Cougar has 185,000 miles on it and he says, "I'm not looking forward to getting rid of it anytime soon. I'll drive it till the wheels fall off."
In addition to the Cougar, which he drives daily, he owns a 2000 Chevy Silverado truck.
Values and plans.
"The thing I value most in life is time with my daughter," said Fike. "I would gladly give every cent I have to spend just five more minutes with my late wife Christie so you can be sure I'm not taking the time I have with Melody for granted."
In addition to time spent teaching Melody to ride a horse, Melody takes ice skating and swimming lessons. Fike, a Pittsburgh-native, follows all the Steel City's sports teams closely, too.
By no means is Fike a passive observer of the world. "Since my wife's passing, my emphasis has been on having more life experiences," Fike said.
These days Daren and Melody do a lot of father-daughter activities together such as visiting the park or going bowling.
Last year, they went back to Pittsburgh in June and attended the Steelers Men's Fantasy Camp in Latrobe, Pennsylvania, meeting running-back Jerome Bettis of the Superbowl-winning team.
Daren has also taken up television writing as a hobby. He and a friend are shopping a script around for a dramatic TV show.
Regarding money, Fike says it's "almost like a necessary evil. You have to pay attention to it. The earlier you pay attention to it, the better off you're going to be."
That's why he's teaching Melody about money. "She saves up the money she gets from birthdays and holidays in her piggy bank," he said. "We go together to the bank so she can make her own deposits. She already knows what 'interest' is!"
With this information on your way you will begin to make million in few years from now if you take possitive step to see your dream come to pass.
You Critism are highly welcome.
"God gave us the internet that who sever understand the internet will not die of poverty but shall make a living online 24 hours a day , 7 days a week and 365 days a year through out his or our days on this planet." Aniefiok Ukang (CSP) 2005, See online Invesatment Guide.
It is wondeful and surprising to have discover that a widower can become a millioanire in this information age. here the full story of how a widower become a millionaire at the age of 38 years old. and this is a prove point that you too can become a millionaire in this life if you focus and continue to work hard.
Here the details in a nutshare for you to read it and inspired.
Daren Fike 38-year old widower's good financial sense positions him well for the future.
By Christian Zappone, CNNMoney.com staff writer on January 29 2007: 3:14 PM EST
NEW YORK (CNNMoney.com) -- Daren Fike, a business analyst in Colorado Springs, Colo., had always been a saver and a planner.
When his wife Christie passed away suddenly from leukemia in 2003, however, Daren's goals shifted and spending time with his daughter Melody, who was 16 months old at the time, became a priority.
Daren Fike, 38, with daughter Melody, 4, at home with the notebooks.
How much you have intaxable accounts:
How much you will save annually: $
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How much you will save annually:$
assumes 8% of annual return
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The father and daughter live 40 miles from Denver, in Colorado Springs, in a house surrounded by 5 acres of land. They have a horse, Cricket, that Daren is just beginning to teach Melody to ride.
"My wife was big into horses," said Fike. "She showed them [competitively]."
They bought their home in 1998 for $199,000 with a 30-year, 7 percent fixed mortgage. In 2003, Fike refinanced to a 15-year, 5.125 percent fixed mortgage.
Fike makes payments on a bi-weekly basis and today owes $124,000 on his home. Fike thinks he can have it paid off by 2012.
Fike's annual income, with death benefits from his wife's previous employer as well as Social Security survivor benefits, hovers around $100,000.
Fike contributes 12 percent of his salary to his 401(k) plan.
His employer, Great Western, contributes another 4 percent in a company match. Fike is fully funding his Roth IRA at $4,000 a year, which has $42,000. He puts $3,000 per year into his taxable Fidelity Brokerage account, which totals $84,000.
Additionally, he has more than $98,000 in two 401(k) accounts - the second one holding funds from a rollover. Fike also has almost $32,000 in mutual funds and $34,000 in an annuity.
All told, Fike has about $290,000 socked away for retirement. He also has $24,000 in an emergency fund earning 5 percent interest with online bank Emigrant Direct.
"In one of my accounts somewhere I have the first dollar I was ever given. It was a dollar I received when I was first born," said Fike, who credits his parents for emphasizing how important saving is.
It's not just Fike's prudent choices but his lifelong saving habits that aid him.
The Notebooks.
For years Daren has kept track of his every expenditure in little notebooks. Every 15 days, which coincide with his pay, he totals the amounts. At that time, anything left over in his checking account goes immediately into his savings. The idea is to never have any money left in his checking account at the end of the 15 day period.
When he was in the Air Force, he says, his friends called it the "Fike Strategy."
Fike said he tried to use personal finance software like Quicken but found it too time consuming. "But spending $1.50 every 2 or 3 years for a notebook? It's portable, too."
The simplicity of Daren's financial philosophy extends to his choice in credit cards, too.
Fike has used a Discover Card since he was in college. "I've never paid one penny in interest on the card. When I put everything on that card, I'm getting about $300 back."
Having a 40 mile commute and knowing that gas would be a consistent expense, Fike switched to the type of Discover card that gives 5 percent back on gas.
Fike looks to shave costs off in other areas, too. He makes certain his car isn't carrying any extra weight in its trunk to save gas.
His 1997 Cougar has 185,000 miles on it and he says, "I'm not looking forward to getting rid of it anytime soon. I'll drive it till the wheels fall off."
In addition to the Cougar, which he drives daily, he owns a 2000 Chevy Silverado truck.
Values and plans.
"The thing I value most in life is time with my daughter," said Fike. "I would gladly give every cent I have to spend just five more minutes with my late wife Christie so you can be sure I'm not taking the time I have with Melody for granted."
In addition to time spent teaching Melody to ride a horse, Melody takes ice skating and swimming lessons. Fike, a Pittsburgh-native, follows all the Steel City's sports teams closely, too.
By no means is Fike a passive observer of the world. "Since my wife's passing, my emphasis has been on having more life experiences," Fike said.
These days Daren and Melody do a lot of father-daughter activities together such as visiting the park or going bowling.
Last year, they went back to Pittsburgh in June and attended the Steelers Men's Fantasy Camp in Latrobe, Pennsylvania, meeting running-back Jerome Bettis of the Superbowl-winning team.
Daren has also taken up television writing as a hobby. He and a friend are shopping a script around for a dramatic TV show.
Regarding money, Fike says it's "almost like a necessary evil. You have to pay attention to it. The earlier you pay attention to it, the better off you're going to be."
That's why he's teaching Melody about money. "She saves up the money she gets from birthdays and holidays in her piggy bank," he said. "We go together to the bank so she can make her own deposits. She already knows what 'interest' is!"
With this information on your way you will begin to make million in few years from now if you take possitive step to see your dream come to pass.
You Critism are highly welcome.
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